Welcome to your own slice of island life at 190 E Second Street in Ocean Isle Beach, NC, ideally located just one block from beach access. Spend your mornings by the ocean, take in ocean views from the back decks, and come home for an afternoon beside your private backyard pool. This 4-bedroom, 2-bath coastal home combines an inviting OIB setting with multiple outdoor living spaces, a fenced backyard and a long list of improvements that make it ready to enjoy. Designed for the laid-back coastal lifestyle, the home offers a covered front porch plus multiple decks for relaxing in the ocean air. Out back, the private pool creates your own outdoor retreat, surrounded by a 5-foot vinyl privacy fence and complemented by an oversized outdoor shower with a dressing area--the perfect setup after a day on the sand or in the pool. The decks were reinforced and painted in 2025, with an additional slip-resistant silica finish added in 2026, and the pool received a new pump in 2026. Inside, the four-bedroom layout provides plenty of room for family and guests. Updates over the years include renovated bathrooms, granite in the kitchen with an updated backsplash, engineered hardwood flooring, replacement windows, French doors with retractable screens, and updated HVAC equipment. More recent improvements include a new water heater and water filtration system, exterior lighting, and extensive exterior maintenance including new Hardie Board siding. Elevated coastal construction provides generous space underneath the home for parking and storage, while the established landscaping and classic blue-and-white exterior give the property plenty of Ocean Isle Beach charm. With no HOA, this property offers flexibility whether you're searching for a primary residence, second home, or investment property. Located on the east side of Ocean Isle Beach, 190 E Second Street puts the island lifestyle right outside your door. Spend the morning at the beach, come home for a swim, rinse off in the outdoor shower and unwind on the porch as the day winds down. A transferable termite bond provides an added benefit for the next owner, while furniture and the golf cart are negotiable, offering the opportunity to make the transition to beach life even easier. 190 E Second Street isn't just a place near the beach, it's a home built for enjoying everything that makes Ocean Isle Beach living special.
Based on the average sale price from the Surfside Beach, SC office
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
190 E Second Street Ocean Isle Beach, NC is a Single Family Home for sale at $989500 with 1700 sqft and a lot size of 0.11 Acres Acre(s). 190 E Second Street Ocean Isle Beach has 4 bedrooms, 2 baths and was built in 1985. The property's zip code is 28469 which is in Ocean Isle Beach, NC
*Information deemed reliable but not guaranteed.
Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
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